Business owners and managers reviewing financial plans in an evening meeting
For Businesses

Your fractional CFO.
Without the
full-time cost.

Senior financial leadership, matched to your business. Built for established UK SMEs: manufacturers, agencies, trades and service businesses.

There comes a point where the numbers stop being paperwork and start driving decisions. Margins. Cash flow. Where the next pound is best spent. That is where a CFO earns their keep.

What you get

What your fractional CFO delivers for an SME.

01

Budgets and forecasting

A working model of your business: revenue build, cost structure, headcount plan, margin analysis, and best and worst case scenarios you can actually plan against.

02

Monthly management accounts

P&L, balance sheet, cash flow, KPI dashboard, variance against budget, and a plain-English summary of what it all means, delivered on time, every month.

03

13-week cash flow forecast

A rolling weekly cash forecast, so you know what is coming before it arrives. No surprises on payroll week. No cash crises that could have been avoided.

04

Funding and lender support

Bank and lender conversations, asset and invoice finance, grant applications, and the numbers to back them up, prepared and presented properly.

05

Profitability and pricing

Which products, services, contracts and customers actually make you money, and which quietly cost you. Then what to do about it.

06

A seat at the table

Your CFO sits in on the decisions that matter, talks to your bank and your accountant, and answers the hard financial questions so you do not have to.

Fractional CFO presenting monthly management accounts to business owners
What good looks like

Numbers that tell you what to do next.

Most owners get a set of accounts months after the period they cover, by which point the decisions have already been made. Every Rossenrode CFO works to a different standard: current numbers, in plain English, in time to act on them. Manufacturer, agency, contractor or service business, the principle does not change.

Talk to us about your numbers
Pricing

What a fractional CFO costs.

A fractional CFO shouldn’t cost you money. They should save you more than they cost. If they don’t, they’re not doing the job.

How much does a fractional CFO cost?

Start here

Finance Health Check

Find out where your cash and margin are going.

£1,750 one-off, ex VAT 2 days

The full fee comes off your first month if you start a monthly package within 30 days.

Worth a short call?

Ongoing support

Essentials

Someone senior who makes sense of your numbers.

£1,700 a month, ex VAT 2 days a month

Best for businesses turning over £1M to £5M with a bookkeeper in place.

  • Monthly review of your management accounts, with plain-English commentary
  • A 13-week cash flow forecast, updated every month
  • A monthly meeting with the owner or MD
  • 5 to 8 key numbers tracked every month
  • Oversight of your bookkeeper, and liaison with your accountant on VAT and year-end
  • Reasonable phone and email support between visits
Worth a short call?
Recommended starting point Core

A fractional CFO in the business every week.

£3,200 a month, ex VAT 1 day a week

Best for manufacturers, builders and distributors turning over £5M to £20M.

Everything in Essentials, plus:

  • An annual budget with a mid-year reforecast
  • A monthly management pack you can take to your bank or board
  • Job, product or contract costing, so you know what actually makes money
  • A working capital plan: faster payment from customers, less cash tied up in stock, better supplier terms
  • Managing your bank relationship and tracking loan conditions
  • A faster, tidier month-end
  • Attendance at your monthly management meeting
Worth a short call?
Plus

For businesses going through real change.

£6,000 a month, ex VAT 2 days a week

Best for businesses turning over £15M to £50M, or smaller firms dealing with fast growth, a new site or a major contract.

Everything in Core, plus:

  • Managing your bookkeeper or accounts team
  • Choosing and implementing new accounting or ERP software
  • Arranging finance: refinancing, asset finance, invoice finance
  • A review of your pricing
  • A structured cost reduction plan
  • Managing your audit, if you need one
Worth a short call?

Larger commitments

These are time-limited engagements, not open-ended retainers.

Extended
£8,700 a month, ex VAT

Your finance function, run properly, for a defined project.

3 days a week. Typically 3 to 9 months.

Suits buying another business, merging sites, preparing for a sale or management buyout, a turnaround under bank pressure, or building a finance team from scratch.

Worth a short call?
Interim CFO
£11,200 a month, ex VAT

Near full-time finance leadership while you need it.

4 days a week. Fixed term.

Suits a crisis or turnaround, an active sale process, or building your finance function before you hire a permanent CFO.

Worth a short call?
Extra days

£850 a day, ex VAT, on any package.

Ready to find your CFO?
We respond within one working day.

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